Episode 36

full
Published on:

3rd Oct 2023

Ep 36: Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Deductibles are an important, yet often misunderstood factor in the American health insurance system. I recently got asked a question from someone wondering if we truly have our health insurance if it doesn't kick in until our deductible is paid. That’s why this week on The Amplify OT Podcast, I am breaking down the reasons deductibles are incorporated into our health insurance plans!

Join the Amplify OT Membership

As an exclusive bonus for podcast listeners, you can join the Amplify OT Membership at any time! Join today to take control of your career! It’s time to become your own best resource on Medicare and advocacy.

In this episode, I cover:

  • The difference between a premium and a deductible. 
  • The moral hazard and financial hazard arguments as to why we must pay a deductible on our health insurance.
  • The current and ongoing debate over deductibles happening in Congress.


Amplify OT Resources

Want to keep learning about how insurance and reimbursement impact you? Then head to AmplifyOT.com/Services to see what resources we have available!



CLICK HERE to save 40% off Medbridge Today!



CONNECT WITH AMPLIFY OT:






©Amplify OT

Mentioned in this episode:

Join the Amplify OT Membership

As a exclusive bonus for podcast listeners, you can join the Amplify OT Membership at any time! Join today to take control of your career! It’s time to become your own best resource on Medicare and advocacy.

Join the Membership Today

Show artwork for The Amplify OT Podcast

About the Podcast

The Amplify OT Podcast
Learn about insurance and billing… but in a fun way that makes sense.
Welcome to the Amplify OT Podcast. I’m Clarice Grote and I’m the host of the Amplify OT Podcast. I’m an occupational therapist by trade and a policy wonk by choice. The Amplify OT Podcast is where we break down healthcare policy and legislation to help you not only survive but thrive in this crazy US healthcare system. So, let's dive in!

Learn more about Amplify OT at www.amplifyot.com

About your host

Profile picture for Clarice Grote

Clarice Grote

Clarice Grorte is an occupational therapist and lived the transformation from guessing to confident by learning to understand policy.

She's the creator of The Amplify OT Podcast, Mastering OT Policy & Medicare™, and the Amplify OT Membership™.

She is passionate about spreading the word on the value of occupational therapy and proving to OTs and OTAs that they already have the skills the need to be amazing OT advocates