Ep 36: Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing
Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing
Deductibles are an important, yet often misunderstood factor in the American health insurance system. I recently got asked a question from someone wondering if we truly have our health insurance if it doesn't kick in until our deductible is paid. That’s why this week on The Amplify OT Podcast, I am breaking down the reasons deductibles are incorporated into our health insurance plans!
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In this episode, I cover:
- The difference between a premium and a deductible.
- The moral hazard and financial hazard arguments as to why we must pay a deductible on our health insurance.
- The current and ongoing debate over deductibles happening in Congress.
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